Enjoy bonus interest when you don't make a withdrawal
Benefits
- Earn bonus monthly interest if you make no withdrawalsBonus interest is paid for any calendar month in which you make no withdrawals.
- Earn standard rate of interest even if you make withdrawalsIf you need to make a withdrawal you'll still be paid the standard interest rate regardless of withdrawals.
- Easy online accessOur online savings account gives you easy access to your money, any time of the day.
- Manage your savings from anywhereWherever you are in the world, you'll be able to manage your savings account and watch your savings grow.
Additional information
- Interest is calculated daily and paid monthly into your account.
- Interest earned in a calendar month will be applied to your Online Bonus Saver on the first working day of the next calendar month. Where the first day of the month is not a working day then the interest amount will include any interest accrued up to (but not including) the first working day of the month.
- No interest is payable if the balance falls below the minimum account opening balance.
| Currency | Standard rate (AER/Gross) |
Bonus rate (AER/Gross) |
|---|---|---|
| GBP | up to 0.10% | up to 0.50% |
| USD | up to 0.08% |
up to 0.28% |
| EUR | up to 0.00% |
up to 0.01% |
| Currency | GBP |
|---|---|
| Standard rate (AER/Gross) |
up to 0.10% |
| Bonus rate (AER/Gross) |
up to 0.50% |
| Currency | USD |
| Standard rate (AER/Gross) |
up to 0.08% |
| Bonus rate (AER/Gross) |
up to 0.28% |
| Currency | EUR |
| Standard rate (AER/Gross) |
up to 0.00% |
| Bonus rate (AER/Gross) |
up to 0.01% |
Compare our range of savings accounts for expats by using our interest rates tool. Filter and sort to see interest rates in your chosen currency.
Eligibility
You must be an existing HSBC Expat customer and registered for online banking before you can apply for an Online Bonus Saver Account.
You'll need to maintain a minimum balance of GBP 5,000, USD 5,000 or EUR 5,000.
Things you should know
Please read the HSBC Expat Terms of Business before applying for an HSBC Online Bonus Saver Account.
How to apply
HSBC Expat customers
To apply for an Online Bonus Savings Account, simply log on to your existing online banking account and follow the onscreen instructions.
New to HSBC Expat
You can apply for an Online Bonus Saver Account once you have opened an HSBC Expat Bank Account with us.
Interest rates are quoted for indication purposes only and are subject to variation.
AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.
Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.
It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.
JERSEY DEPOSIT PROTECTION SCHEME
HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to GBP 50,000. The maximum total amount of compensation is capped at GBP 100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the States of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.
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